美國今年度宣布破產的銀行即將破千

America on the verge of 100th bank collapse this year
 Feared bank failure puts pressure on US deposit guarantor
33 banks miss scheduled repayments on bailout funding Andrew Clark in New York guardian.co.uk, Tuesday 13 October 2009 20.48 BS

★世界金融體系這個「熱氣球」還繼續在萎縮，不斷地下跌…
美國經濟大蕭條時代，那時候全球貨幣都是「金本位制」，意思就是說民眾拿著鈔票到銀行就可以兌換成金銀幣。
當年銀行倒閉到1850家的時候，瞬間所有國民不再相信紙鈔，通通湧進銀行，要求將手上的美元兌換成實體金幣與銀幣。

 目前局勢再度重演，2009年銀行倒閉家數已經累積至一半了。加上全球沒有一個國家是採用金本位制，所有的鈔票根本無權兌換金銀幣，當眼睜睜看著自己手中鈔票的價值直線下跌，無法想像一般老百姓怎麼辦，只能令人擲筆長嘆了…

原文如下：

America on the verge of 100th bank collapse this year

 Feared bank failure puts pressure on US deposit guarantor
33 banks miss scheduled repayments on bailout funding

Andrew Clark in New York guardian.co.uk, Tuesday 13 October 2009 20.48 BST

Financial authorities in the US are anticipating a highly unwelcome landmark – the hundredth failure of a high-street bank since the beginning of 2009 as institutions teeter under the weight of bad loans and delinquent mortgages.

So far this year, the Federal Deposit Insurance Corporation has seized control of 98 banks, setting in motion an increasingly well-practised operation in which regulators typically descend on failing banks on a Friday evening, allowing time for regulators to shore up deposits before the financial industry re-opens on a Monday morning.

The most recent banks to fail were Warren Bank in Michigan, Jennings State Bank in Minnesota and Southern Colorado National Bank, which shut earlier this month. In all three cases, the FDIC found alternative banks to take responsibility for deposits.