銀行不再假裝沒事
法拍屋數量三月再創新高
n 與2009年同期相比增加19%
n 各銀行不再期待房價回升，直接丟到市場上
n 絕大多數法拍屋集中在十個州之中
Foreclosures Surge To Highest Level
Ever In March,
As Banks Finally Quit Pretending
Henry Blodget | Apr. 15, 2010, 6:26 AM
7 million households are behind on their mortgages. Now that the worst of the financial crisis appears to be over, banks are finally stepping up the foreclosure process again.
IRVINE, Calif. – April 15, 2010 — RealtyTrac® (realtytrac.com), the leading online marketplace for foreclosure properties, today released its U.S. Foreclosure Market Report™ for Q1 2010, which shows that foreclosure filings — default notices, scheduled auctions and bank repossessions — were reported on 932,234 properties in the first quarter, a 7 percent increase from the previous quarter and a 16 percent increase from the first quarter of 2009. One in every 138 U.S. housing units received a foreclosure filing during the quarter.
Foreclosure filings were reported on 367,056 properties in March, an increase of nearly 19 percent from the previous month, an increase of nearly 8 percent from March 2009 and the highest monthly total since RealtyTrac began issuing its report in January 2005.
“Foreclosure activity in the first quarter of 2010 followed a very similar pattern to what we saw in the first quarter of 2009: a shallow trough in January and February followed by a substantial spike in March,” said James J. Saccacio, chief executive officer of RealtyTrac. “One difference, however, is that the increases were more tilted toward the final stage of foreclosure, with REOs increasing 9 percent on a quarterly basis in the first quarter of 2010 compared to a 13 percent quarterly decrease in REOs in the first quarter of 2009.
“This subtle shift in the numbers pushed REOs to the highest quarterly total we’ve ever seen in our report and may be further evidence that lenders are starting to make a dent in the backlog of distressed inventory that has built up over the last year as foreclosure prevention programs and processing delays slowed down the normal foreclosure timeline.”
Report methodology
The RealtyTrac U.S. Foreclosure Market Report provides a count of the total
number of properties with at least one foreclosure filing entered into the
RealtyTrac database during the month and quarter — broken out by type of
filing. Some foreclosure filings entered into the database during a month or
quarter may have been recorded in previous months or quarters. Data is
collected from more than 2,200 counties nationwide, and those counties account
for more than 90 percent of the U.S.
population. RealtyTrac’s report incorporates documents filed in all three
phases of foreclosure: Default — Notice of Default (NOD) and Lis Pendens (LIS); Auction — Notice of
Trustee Sale and Notice of Foreclosure Sale (NTS and NFS); and Real Estate Owned, or REO properties (that have been foreclosed on and
repurchased by a bank). For the quarterly report, if more than one foreclosure
document is received for a property during the quarter, only the most recent
filing is counted in the report. Both the quarterly and monthly reports check
if the same type of document was filed against a property previously. If so,
and if that previous filing occurred within the estimated foreclosure timeframe
for the state where the property is located, the report does not count the
property in the current month or quarter.
原文（全）連結：
http://www.businessinsider.com/henry-blodget-foreclosures-surge-to-highest-level-ever-in-march-as-banks-finally-quit-pretending-2010-4
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